Archive for the ‘Insurance’ Category

posted by on Insurance, Resort, Review, Travel

When you book a vacation or plan to attend a destination wedding, of course you plan to go no matter what!  Well, that no matter what can happen and can cause you not to be able to go.  Protect yourself with travel insurance!

Travel insurance typically covers cancellation for unforeseen circumstances.  It also covers medical expenses while in the destination, flight delays, lost luggage, and more.

So what happens if a day or two before vacation you have an appendicitis attack and need to have surgery?  What happens if you fall and break your leg and can’t go on your hiking trip to Costa Rica?  The money you have paid most likely is lost since airlines won’t refund your ticket and many hotels require cancellation at least 10-30 days prior to arrival.

What happens once you are in paradise and you step on a shell on the beach and cut your foot and need stitches?  That quick trip to the resort doctor could cost upwards of $400.  A trip to the hospital could cost thousands of dollars.  Any costs incurred must be paid before they allow you to leave.  With travel insurance your medical costs would be reimbursed.  Most employer’s insurance plans do not cover you outside of the country.

When you book your next vacation, make sure to take a look at the travel insurance and seriously consider it.